cFIREsim

Basics

Retirement End Year must be after Retirement Year and greater than the current year.
Retirement Start Year must be greater than or equal to the current year.
Using Data Method: Single Simulation, you must choose a year far enough in the past to accommodate your Retirement Start/End Year

VPW Rate of Return must be > 0.

Retirement Year

Retirement End Year

Data Method

Single Simulation Start Year

Data Start Year

Data End Year

Growth Rate

Portfolio Value $:

Initial Yearly Spending

Spending Plan

Inflation Type

Inflation Flat Rate

Exceeds

Cut

Fall

Raise

Yearly Spending (% Of Portfolio):

Z-value:

Rate of Return:

Future Value:

Age At Retirement:

Weighted RMD (%):

Weighted CPI (%):

Cyclically Adjusted Earnings Yield Multiplier:

Constant Adjustment:

Spending Floor Type

Defined Value ($):

Spending Ceiling Type

Defined Value ($):

Investigation Options

Please note: Checking any of these boxes off will increase the simulation time.

Error: Investigate Spending can only be used on the "Inflation Adjusted" spending plan. And the Minimum Success Rate must be between 1-100

Maximum Initial Yearly Spending For 100% Success

Minimum Success Rate:

Portfolio

Allocation percentages must add up to 100.

Equities

Bonds

Fees

Rebalance Annually

Gold

Cash

Growth Of Cash

Keep Allocation Constant

Target Allocation percentages must add up to 100.

Glide Path Start Year:

Target Equities

Target Bonds

Glide Path End Year:

Target Gold

Target Cash

Adjustments (Social Security, Pensions, Other Income/Expenses)

SS Payment Frequency

SS Annual Value ($):

SS Start Year:

SS End Year:

SS #2 Payment Frequency

SS Annual Value ($) #2:

SS Start Year #2:

SS End Year #2:

If an Adjustment Amount Per Year is selected, you must provide a valid Adjustment Start Year.

Label

Amount Per Year $:

Adjustment Type

Freeze Value Until Withdrawal

Recurring

Inflation Adjusted

Start Year

End Year

Inflation Type

Inflation Percent

Adjust Spending Floor/Ceiling

Label

Amount Per Year $:

Adjustment Type

Freeze Value Until Withdrawal

Recurring

Inflation Adjusted

Start Year

End Year

Inflation Type

Inflation Percent

Adjust Spending Floor/Ceiling

Label

Amount Per Year $:

Adjustment Type

Freeze Value Until Withdrawal

Recurring

Inflation Adjusted

Start Year

End Year

Inflation Type

Inflation Percent

Adjust Spending Floor/Ceiling

Label

Amount Per Year $:

Adjustment Type

Freeze Value Until Withdrawal

Recurring

Inflation Adjusted

Start Year

End Year

Inflation Type

Inflation Percent

Adjust Spending Floor/Ceiling

Label

Amount Per Year $:

Adjustment Type

Freeze Value Until Withdrawal

Recurring

Inflation Adjusted

Start Year

End Year

Inflation Type

Inflation Percent

Adjust Spending Floor/Ceiling

Label

Amount Per Year $:

Adjustment Type

Freeze Value Until Withdrawal

Recurring

Inflation Adjusted

Start Year

End Year

Inflation Type

Inflation Percent

Adjust Spending Floor/Ceiling

Label

Amount Per Year $:

Adjustment Type

Freeze Value Until Withdrawal

Recurring

Inflation Adjusted

Start Year

End Year

Inflation Type

Inflation Percent

Adjust Spending Floor/Ceiling

Label

Amount Per Year $:

Adjustment Type

Freeze Value Until Withdrawal

Recurring

Inflation Adjusted

Start Year

End Year

Inflation Type

Inflation Percent

Adjust Spending Floor/Ceiling

Label

Amount Per Year $:

Adjustment Type

Freeze Value Until Withdrawal

Recurring

Inflation Adjusted

Start Year

End Year

Inflation Type

Inflation Percent

Adjust Spending Floor/Ceiling

Label

Amount Per Year $:

Adjustment Type

Freeze Value Until Withdrawal

Recurring

Inflation Adjusted

Start Year

End Year

Inflation Type

Inflation Percent

Adjust Spending Floor/Ceiling

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