Search found 5 matches

by projection
Sat Jan 17, 2015 4:36 pm
Forum: General Forum
Topic: Generalized PMT withdrawal method
Replies: 13
Views: 12157

Re: Generalized PMT withdrawal method

Some great ideas here, but I wonder: Isn't this strategy akin to simulating a dynamic strategy by re-running a fixed strategy annually? A recent paper by Tomlinson in Advisor Perspectives notes for such strategies: "This finding reveals a subtle but important point. Some planners attempt to bui...
by projection
Sat Jan 17, 2015 4:05 pm
Forum: General Forum
Topic: Hebeler's autopilot, updated
Replies: 3
Views: 7554

Hebeler's autopilot, updated

Note 1/17/15: posted on another thread but off-topic so re-posted here (could not find a way to delete the other copy). Update on Hebeler's autopilot: Interestingly, Hebeler seems to have upgraded his "autopilot" method, based formerly on half on inflation-adjusted SWR and half on RMDs, to...
by projection
Fri Jan 16, 2015 11:24 pm
Forum: General Forum
Topic: Generalized PMT withdrawal method
Replies: 13
Views: 12157

Re: Generalized PMT withdrawal method

Interestingly, Hebeler seems to have upgraded his "autopilot" method, based formerly on half on inflation-adjusted SWR and half on RMDs, to one that incorporates that same Excel spreadsheet planner's method discussed in the above thread. This is his updated autopilot: https://secure.market...
by projection
Wed Jan 07, 2015 12:13 am
Forum: General Forum
Topic: Inflation assumption for extra spending
Replies: 3
Views: 7047

Re: Inflation assumption for extra spending

Thank you Bo. Is there a way, using your inputs, to simulate 6% inflation for those anticipated college expenses only (not for the portfolio itself), starting now in 2015? I suppose if not, the best strategy is to calculate manually the $50K/year expenses in 2014 dollars to the first year of paying ...
by projection
Sat Jan 03, 2015 1:37 am
Forum: General Forum
Topic: Inflation assumption for extra spending
Replies: 3
Views: 7047

Inflation assumption for extra spending

This is a very powerful calculator. I love the granularity of possible inputs. At the bottom, there is an option for "extra spending" There you can select an inflation adjustment by a constant percentage. Let's say we'd like to project retiring in 2035, however from 2038-2041, you plan on ...

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